this post was submitted on 13 Jul 2024
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Asklemmy

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[โ€“] [email protected] 5 points 4 months ago* (last edited 4 months ago) (3 children)

I don't know if it's even possible anymore (heck it's hard for me at 40), but try to put something in retirement funds. If your work as a 401k, try and contribute. If you leave the job, your money can then go to an IRA. How do you do that? Beats me - I have five or six requirement accounts, each topping out at around between $2-5k.

Also, brush your teeth and if you grind them in your sleep - get a dentist to fit you for a mouth guard.

Edit: wow, down votes for teeth health.

Edit edit: reading comprehension isn't my strong suite.

[โ€“] [email protected] 38 points 4 months ago (1 children)

It's because you fucked up the assignment. Under 30 give advice, over 30 receive advice.

[โ€“] [email protected] 11 points 4 months ago (1 children)

I've "rolled" a couple 401ks into a Vanguard account. Just set up a Vanguard traditional IRA (or Fidelity is good too) and follow their instructions. In both my cases my old 401k admin sent me a check and I forwarded it to Vanguard within a certain time frame. If you don't know what fund to choose just pick "Vanguard Target Retirement XX" for whatever year you turn retirement age (Fidelity has equivalents).

The reason I say Vanguard or Fidelity is because they have rock bottom fees and also they are huge so they've worked this out with basically everyone.

[โ€“] [email protected] 1 points 4 months ago

Fidelity is good, but Vanguard has lower fees. Stick in all in their S&P 500 index.