Data is Beautiful

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A place to share and discuss visual representations of data: Graphs, charts, maps, etc.

DataIsBeautiful is for visualizations that effectively convey information. Aesthetics are an important part of information visualization, but pretty pictures are not the sole aim of this subreddit.

A place to share and discuss visual representations of data: Graphs, charts, maps, etc.

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Originally r/DataisBeautiful

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FICO Scores In the US (sh.itjust.works)

submitted 1 month ago* (last edited 1 month ago) by [email protected] to c/[email protected]

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The image is from a Washington Post article which took the data from an interesting research paper titled Who Pays For Your Rewards? Redistribution in the Credit Card Market.

The research paper is a good read. (A free PDF of the whole paper is available at the link.) It examines how the use of rewards credit cards results in a massive wealth transfer from low-credit-score customers to high-credit-score customers:

We estimate an aggregate annual redistribution of $15 billion from less to more educated, poorer to richer, and high to low minority areas, widening existing disparities.

The Washington Post article attempts to frame the clear north-south split as a result of healthcare issues in the south. That explanation seems too narrow to me. This map looks too similar to maps of poverty and education, and we know health correlates strongly with both of those issues.

Edit to fix a sentence fragment. Sorry; it was late and I was tired.

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[–] [email protected] 3 points 1 month ago

So you're saying that the Gulf Coast gives people bad credit?