this post was submitted on 31 Jan 2024
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Back to the original point I was making, that new furnace + installation was than three months of your mortgage payment. People talk about how there are unforeseen costs with home ownership, and there are, but with the money you save paying a mortgage instead of rent, you can save up the money to account for those costs. After all, rent already includes such costs plus profit on top of that. Except for some wildly rare circumstances, no one is renting out property at a loss.
Only $3k for a furnace? No. If I'm changing that it, then I'm going for a heat pump in order to get the tax credits and she on energy in the long run. It's going to be way more than $3k even for a furnace as my a/c and furnace are over 20 years old and reusing the old a/c system is likely not possible due to the older refrigerant.
I went with the cheaper option since I plan on moving within the next ten years. Either way, for something that will last 20 years, even if you double the cost it's nothing compared to the premium paid for rent.