this post was submitted on 15 Feb 2024
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Microblog Memes

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The numbers will determine your fate (lemmy.world)
submitted 9 months ago by [email protected] to c/[email protected]
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[–] [email protected] 16 points 9 months ago (2 children)

A minimum 750 credit score is crazy. I haven’t ever missed a payment on any line of credit in my life and mine is 751. The maximum is 850 for god’s sake!

[–] [email protected] 9 points 9 months ago* (last edited 9 months ago)

At a certain point it's just excluding younger applicants, because their credit history is just too short to hit that requirement regardless of the other factors. Now if you want an easy way around it, just buy a trade line - pay someone to add your name to their credit card, and your credit score (temporarily) goes up. Bullshit for a bullshit system.

[–] [email protected] 3 points 9 months ago

Errrr, I was low 700 and was approved for the lowest rate in Bellevue. Maybe you should try a different bank.