this post was submitted on 20 Apr 2024
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[–] [email protected] 31 points 7 months ago (29 children)

Wonder how this works with car insurance. Os there a future where the driver doesn't need to be insured? Can the vehicle software still be "at fault" and how will the actuaries deal with assessing this new risk.

[–] [email protected] 21 points 7 months ago (7 children)

Berkshire Hathaway owns Geico the car insurance company. In one of his annual letters Buffett said that autonomous cars are going to be great for humanity and bad for insurance companies.

“If [self-driving cars] prove successful and reduce accidents dramatically, it will be very good for society and very bad for auto insurers.”

Actuaries are by definition bad at assessing new risk. But as data get collected they quickly adjust to it. There are a lot of cars so if driverless cars become even a few percent of cars on the road they will quickly be able to build good actuarial tables.

[–] [email protected] 6 points 7 months ago (6 children)

His statement is extremely flawed - insurance companies dream of accepting premiums and never paying out accidents.

[–] Infinite 5 points 7 months ago

Yes, clearly Warren Buffet is the one in the wrong here. 🤔

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