this post was submitted on 24 Aug 2023
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[–] [email protected] 2 points 1 year ago

Dog I've been lying flat since I figured out the world wasn't how I imagined it. I'm so stuck in my lack of freedom I'm like not even in the top 10 decision makers in my own life.

[–] [email protected] 2 points 1 year ago* (last edited 1 year ago)

The article is really bad and confusing, but the very first statistics says only 10% are living with their defined financial freedom. ~~It also doesn't appear to provide any sources for this data.~~

edit: They do have sources, I'm just blind.

[–] [email protected] 2 points 1 year ago (3 children)

What is YOUR definition of financial freedom?

[–] [email protected] 2 points 1 year ago

I'd define it working on whatever you want for a living.

I don't necessarily mean surfing and getting drunk every day, but just being able to make a living off something that you actually want to do.

I make enough to make ends meet and pay off my mortgage and then some, but I'm not financially secure enough to just quit from one day to the next or start a company myself to make the things that I think the world needs or that I find interesting.

I believe that there's a huge potential if people weren't bound to always have a job that pays the bills. Most people are limited to carrying out the ideas of a few people who have the means to live their dreams.

Universal basic income could solve this and realise that potential. And it only requires taxing of the richest or automation of the government services. If we did a little of each, we could actually have this.

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[–] [email protected] 1 points 1 year ago

Sobering post

[–] [email protected] 1 points 1 year ago* (last edited 1 year ago)

If you just saved 5% of your pay in a 401k from the time you were 22 and invest in the stock market for 40 years and never get sick, quit your job to raise a family or care for loved ones, then you might become a millionaire. Not that a million would be enough to retire on after 40 years of inflation.

Also, this plan depends on the world economy continuing to grow at the same rate as it did in the past, never mind that this growth is toxic to the planet. But, hey you might see some financial freedom at that point.

Just stick with it.

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