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My salary didn't change at all, but homes went up 82%. The money I saved for a down payment and my salary no longer are good enough for this home and many others. This ain't even a "good" home either. It was a 200k meh average ok home before. Now it's simply unaffordable
Yep, that's on track! My house has almost tripled in price since I bought it 12 years ago. Denver metro. No way I could afford it if I had to buy it today.
Keep in mind that inflation has risen over 30% in just the last 4 years, which explains at least part of the rise in prices. I wouldn't be surprised if inflation is even higher in certain areas of the country. I'd also not be surprised if Georgia is getting a lot of natural disaster refugees from places like Florida.
The other part i don't see anyone mentioning is that this was all projected as a result of millennial generation, the largest % of population by generation comparison, came into the age of buying homes. Creating a sharp spike in demand over supply.
In the lat 80s / early 90s, my SO and I saved up for 7 years to be able to afford the down payment for our first home. Now, that would be more like 20 years, which is too much.
Time to consider moving to Europe or Costa Rica or Mexico City or somewhere, if you're in that boat now.
Also here in Europe this is the type of construction we use for a garden shed, not a house.
Even when we do modern timber frame, it's generally still brick or block at the bottom. How long do these houses last in the US? I imagine a lot of the continent is pretty humid
When wood is properly sealed up in walls, it lasts a very long time. We don't really have buildings on an old world timescale, but we do still have colonial wood frame buildings.
Timber frames are sheathed in treated plywood and then wrapped in siding. Rain doesn't reach the wood of a barely-maintained house, exterior humidity won't do damage in any hurry, and wood is rarely making ground contact. These houses last at least a hundred years given that this style is approaching 100 years. It's usually storm damage through the roof that causes the rotted wood you're imagining, not normal wear and tear.
That's cheap as hell compared to California. And I work remote from anywhere I want. Thanks for the tip!
:laughs in Australian:
Are other homes increasing as much in that area? Or did they build a double garage, remodel the kitchen and install 15 swimming pools?
For my area it's all of them. Could have afforded a home a few years back. If you bought in 2014, 23000 got you a massive home with 4 car garage. Now that how is 600000.