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My salary didn't change at all, but homes went up 82%. The money I saved for a down payment and my salary no longer are good enough for this home and many others. This ain't even a "good" home either. It was a 200k meh average ok home before. Now it's simply unaffordable
House down the st was 94k in 2015, it sold for 195500 last year.
Bought our cottage for 50k at the peak of the rural movement in 2020 after it had been on the market for months, just sold it while the second property market has completely crashed for 130k after putting 10k in it and cleaning the fuck out of the lot (the place was disgusting, I'm talking 90 industrial garbage bags of crap, mostly beer bottles, a couple tons of wood and concrete and so on)...
Sometimes you're just lucky and people don't want to do what's required to get what their property is worth!
mine is now worth 130% of its original value
You want to know why? Start at the bottom and look at the price of land only blocks in the region. More than likely: its the cause. The answer then becomes very simple.
In my area, it's a 100-150% increase in four years.
It doesn't sound like much until you see numbers.
A $350k house is now $700k for no reason.
A $400k house is now a million.
It's depressing.
Has the population jumped up for ya guys?
Yes the largest generational share of the population is the millennials most of whom are just becoming the age of the average first time homebuyer. Creating a sharp spike in demand for realestate.