Part of the issue with healthcare costs in the US is that many people never pay. That means those with insurance have to cover them via higher prices.
this post was submitted on 28 Oct 2023
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Most of those higher prices come from insurance companies only paying a percentage of what they are billed, and the cost of the staff involved with dealing with those companies.
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One thing others haven’t mentioned: most states accepted the ACA Medicaid expansion, which means most poor people qualify for Medicaid (at least in 80%ish of states). Medicaid is pretty cheap out of pocket. It can get complicated around who accepts the insurance, but almost any hospital where you go to give birth will.
I left one job and went to another. There was a 3 month gap where I had no health insurance, didn’t qualify right away at the new job. Got an infection that required a two week round of antibiotics.
The cost without insurance was a little over $2000. My COBRA coverage was $600+ and a couple dollars with insurance for the anti biotics. I felt lucky to only have to spend the $600+ to enact COBRA coverage and that it happened in the first month so I could only pay once and drop it.
Is that where you send a big snake into the medical billing goons' office to distract and/or eat them?
Honestly, in Arizona surprisingly, the state paid for it because we were poor and eligible for their healthcare programs. I know its bad everywhere here, but we got lucky.
Here you go. This might answer some questions you have https://www.healthcare.gov/what-if-im-pregnant-or-plan-to-get-pregnant
The number one reason for bankruptcy in the USA is due to medical debt.
We just go into debt, is your answer.