However, voters don't listen to economists. If they're not happy with the status quo, they vote for disrupting the status quo even if experts tell them that that's a bad idea.
Also see: Brexit.
Sadly it does not stop them whining about the consequences of their poor decision-making.
Jfc, that's my mortgage at least 4 times over. Any money spent on your kid is well spent, but it's horrible that you must sacrifice that much.