this post was submitted on 22 Jul 2023
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How do I prevent hackers from stealing my debit card information? (lemmy.world)
submitted 1 year ago by [email protected] to c/[email protected]
71 comments fedilink hide all child comments
 

My wife and I keep getting our debit cards stolen online. We notice the charges and are able to dispute them and cancel our cards, but it sure is annoying.

We don't put our card information on suspicious websites. They're on well known websites like amazon and Facebook.

We ran out emails through a data breach checker and it found nothing.

I don't think there's any malware on our devices.

Any idea what could be happening and how to prevent it?

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[–] [email protected] 16 points 1 year ago* (last edited 1 year ago) (3 children)

As noted elsewhere, do everything you can to avoid handing your card to anyone.

Use tap to pay wherever possible, then chip - neither of those methods give the card number to the merchant. Do not swipe unless you absolutely have to, and then inspect what you are swiping to make sure nothing is attached to the card reader.

For online purchases, do everything you can to avoid giving your card number to anyone - use ApplePay / GooglePay / Amazon Pay / PayPal etc. wherever possible. These can be used to put charges on your card without giving your card # to the merchant. These are one-time authorizations (unless you explicitly identify it as a subscription / recurring charge), so they can't reuse the transaction token they get.

[–] [email protected] 7 points 1 year ago* (last edited 1 year ago) (2 children)

Privacy.com is really good for online payments that don't accept apple/Google pay. It creates a virtual credit card that's locked to that particular vendor so even if the vendor has a data beach hackers can't use the card.

[–] [email protected] 2 points 1 year ago (1 children)

but it just works in US right? is there any alternative for privacy.com that works everywhere?

[–] [email protected] 2 points 1 year ago

Revolut/N26/Wise