this post was submitted on 26 Jul 2024
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Start saving some of your money. Whatever you can but have damned restraint and dont spend it
Countering on a 20's side:
On the other hand, would you be at the same point in life if you would save every penny?
Having savings could greatly help you now, but what if you'd never experience whatever you spent your extra on? Maybe it was something new, or simply something that helped you deal with a compounding stress, or maybe you can simply remember your carefree times with warmth in your heart.
It might not be visible at the first glance, but it is important and it might have changed a lot more that you think in retrospect.
If I hadn't saved, I probably would be dead right now. The US doesn't really do healthcare or mental care, and I no longer can sustain myself. Long COVID is a bitch and doctors usually ignore it.
But if you're banking on never having an emergency, go for it. There's a balance to hit, at least in less developed countries like the US.