this post was submitted on 09 Aug 2023
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Americans’ credit card debt levels have just notched a new, but undesirable, milestone: For the first time ever, they’ve surpassed $1 trillion, according to data released Tuesday by the Federal Reserve Bank of New York.

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[–] [email protected] 84 points 1 year ago* (last edited 1 year ago) (16 children)

A single income used to afford a house, and family, a car or two, vacations, and retirement savings.

Then we needed families to have two incomes to have that lifestyle.

Then we held on to that system, but had that lifestyle, WITHOUT the building up of any savings, and without the vacations.

Then we needed two incomes just to be able to LEASE that watered-down lifestyle.

And then we needed two incomes and good credit to juggle that watered-down lifestyle, and deferring debt to some point down the road when we assumed we'd be high-income earners.

Now we are in stunningly dangerous territory. We've largely given up any luxuries, and we struggle to find the CREDIT to LEASE basic essentials like housing, food and medicine. Often we fail to do so.

Inflation has hit us incredibly hard, but when student loan payments start up in mere weeks from now, it's going to be CRIPPLING, not just to those with debt, but EVERY business that needs those people to buy their goods and services.

We've been robbed of our future by corporate greed and the psychopathic cruelty of the boomer-run government.

... And just in the past 6 months we've seen the invention of the first artificial general intelligence. Even if it never got any better than it is today, it would still decimate the workforce. But it is getting better. At a staggering rate. We are headed for a jobs crisis the likes of which has never been seen in all of human history.

Add to that the rise of fascism in a global scale.

Add to that the hundreds of millions of anticipated climate change refugees, and potentially catastrophic failures of the ecosystems which sustain various crops.

Add to that that all of human experience and evolution has left us WILDLY unprepared to understand let alone solve problems of this pace and magnitude.

It is difficult to see how we survive this.

[–] [email protected] 25 points 1 year ago (7 children)

Just to be fair, chatgpt isn't an artificial general intelligence.

[–] [email protected] -1 points 1 year ago (5 children)

Hard definition to fit because it all depends on what you define as 'general'. Its not great but tbh you can ask it a question about anything and it will give an answer, so I'd argue that's general enough

[–] [email protected] 10 points 1 year ago* (last edited 1 year ago) (2 children)

It's missing intelligence though.

ChatGPT uses machine learning to predict a sequence of words, but there's no thought or understanding of the words.

[–] [email protected] 1 points 1 year ago (1 children)

Another fairly soft definition, which to debate I gotta ask what is 'intelligence' to you? Defined as rigouroudly as you care to, cause you'll find its pretty damn hard to get anywhere fundamental.

My point with this is usually if something has no definition, its probably not that good to use as a definition for other things, like AI

Realistically the only way you could consider AI not intelligent is of you specifically require aspects of humanity within it, as such if aliens existed and didn't have anything analogous to "thought" would they then not be intelligent?

[–] [email protected] 8 points 1 year ago (1 children)

From google intelligence is

the ability to acquire and apply knowledge and skills

ChatGPT is not capable of active learning so no.

If aliens can then yes.

I'm not even talking about human intelligence, most animals have some level of intelligence that chatGPT doesnt have.

ChatGPT is just very good at appearing intelligent.

[–] [email protected] 0 points 1 year ago

But of course the AI is trainable, hence how it got trained.

Actively learning doesn't come up in the definition, but it being able to respond to multiple comments with context shows it does actively learn and understand the topic at hand.

Its for sure much more sterilized than natural intelligence, but tbh the main reason it doesn't train on its input data is because it would turn to junk fairly quick with the mess of messages it must get.

I'm not sure I get your 'appearing intelligent' comment, either something does or doesn't actively learn under your definition, so where does the appearance come from? Unless you mean because people are undecided of conversation is active or not, which would put it on the fence (again under the active definition)

[–] [email protected] 1 points 1 year ago

As opposed to humans who always think before they speak or tweet or email or show up to a protest with an AR-15.

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