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You don't need billions for most definitions of financial freedom. Unless your definition is spend whatever you want, never worry about running out of money, and not have a job, you really don't need billions.
Capitalism requires most people to be dependent on selling their labor to capitalists at a rate less than it’s worth. No meaningful definition of financial freedom can exist for a majority of the population in a system that creates and supports billionaires.
We could, it's kind of the the Gene Roddenberry vision, use our burgeoning automation/robotics/AI to do the labor so that Humankind could pursue our passions for everyone's benefit, but of course those technologies will be patented and used for the exclusive further profit of the non-laboring owner's club at everyone else's further expense, exploding our population of homeless peasants with nothing, and "our" government will continue to defend their ability to get away with it at gun point.
It's like so many things. Human kind should have been united in celebration when we split the atom and harnessed it's awesome energy generation, a warm light for all mankind, instead our first monkey ass impulse was to use it to incinerate a rival monkey tribe.
Humanity: Juuuust smart enough to be a belligerent threat to ourselves and others, yet too impulsive, short sighted, selfish, and stupid as a species to be anything more.
You know what the sad part is? When you tell people that's exactly what we should be doing, exploring space, etc, they get mad at you and demand you tell them how pursuing anything more meaningful than throwing shit at their enemies benefits them. How it pays their bills. How it pays their rent.
That's why we can never truly go anywhere.