this post was submitted on 01 Sep 2023
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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[โ€“] [email protected] 10 points 1 year ago (16 children)

If you don't mind sharing, what education do you have, and what are you currently doing for work?

[โ€“] [email protected] 9 points 1 year ago (12 children)

Getting a better job paying job is never the answer. We need all jobs to pay living wage.

I have no education and a high paying job. Some people have education and no job in their area, can't move across states, or good jobs in cities that are too expensive. Some people have dependents (siblings, relatives) that eat up that little extra you had. This is not due to the family issues but to general socio-economic background issues. If you're from a poor family, no matter how well you do, you're that further behind.

There's a million reasons, and none of those are because he doesn't browse /r/personalFinance enough

[โ€“] [email protected] 1 points 1 year ago (1 children)

On an individual level it absolutely can be the answer. It's not the answer to the systemic problem but it can still help OP.

[โ€“] [email protected] 1 points 1 year ago

Maybe I'm too optimistic but I think OP thought of that one.

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