this post was submitted on 31 Aug 2023
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I've found that if I'm "saving" for a purchase, I need something like the adult equivalent of a piggy bank.
Mentally setting aside funds doesn't work.
Creating a "soft partition" doesn't work.
The best thing I can do to save (for a small to medium luxury purchase just for myself) is to literally take that money out of my account in cash and put it somewhere safe in my apartment.
If it's not showing up on my banking app and it's not in my wallet, it's like it doesn't exist. That's the best way for me to save it.
I do the same. It just work!