In both cases it's more problems, it's just that most money problems can be fixed with more money.
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More money actually just inflicts the "mo' money" status debuff which multiplies your problems, not adds to it
It's because people can have more money, and they know that when they do there's more problems. But having no money is simply unaffordable.
Because it is an untrue statement
No money may only be one problem, but it's a very big one.
There will always be problems and money offers solutions to a lot of problems. So even if your problems grow, it's possible for your solutions to grow faster.
More money = more problems.
No money/little money = problems
No money no problems means we have moved past a currency based economy and have achieved true enlightenment as a species.
Maybe next life...
You need your basic needs to be met
I do not see the “more problems” part on “more money”, you can always repurpose it or get rid of it until you are fine, doubt how that option would be problematic…