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this post was submitted on 12 May 2024
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What @[email protected] said below, but instead I'd recommend You Need A Budget (YNAB). YNAB is amazing, and despite not liking paying for subscription services, I keep using it and not getting firefly (and I do self host my own things). It's like $100 a year and will save you far more than that if you use it correctly. Check them out: http://www.youneedabudget.com
Make sure to read their intro stuff on why they recommend doing things the way they do, as active budgeting isn't for everyone.
YNAB is a life changer. If you buy into the way they orient budgeting, its amazing. I think their envelope style budgeting is the easiest way ive budgeted before, but i know its not for everyone.