this post was submitted on 15 Jun 2024
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[–] [email protected] 82 points 2 months ago (2 children)

you did not save any money for the insurance because that discount is negotiated. they don't actually pay the $40. They contract with the drug supplier to raise their "full" price and then discount it for the insurance customers so they look like the insurance is providing value.

[–] [email protected] 50 points 2 months ago

This. Insurance is incentivised to make everything as expensive as possible.

[–] [email protected] 2 points 2 months ago (1 children)

So it's more like a tax for not having insurance then.

[–] [email protected] 4 points 2 months ago

I would call it more a racket than a tax but thats just semantics.