this post was submitted on 22 Jul 2023
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How do I prevent hackers from stealing my debit card information? (lemmy.world)
submitted 1 year ago by [email protected] to c/[email protected]
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My wife and I keep getting our debit cards stolen online. We notice the charges and are able to dispute them and cancel our cards, but it sure is annoying.

We don't put our card information on suspicious websites. They're on well known websites like amazon and Facebook.

We ran out emails through a data breach checker and it found nothing.

I don't think there's any malware on our devices.

Any idea what could be happening and how to prevent it?

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[–] [email protected] 13 points 1 year ago

Supporting your point of using a credit card over debit. In the US there’s limited liability for a stolen physical card (up to $50) which most of the big card issuers waive to zero. If your physical card is still in your possession (fraud due to breach, skimmers, etc) there’s zero liability, by law.

Any no-fee credit card is better than using debit as long as you use it “in lieu of cash” and pay off the bill every month. My debit cards live in my safe rather than my wallet. They sit there only for the rare occasion I absolutely need to take out cash for something, which is very rare these days.