this post was submitted on 22 Jul 2023
89 points (95.9% liked)

Technology

59600 readers
4512 users here now

This is a most excellent place for technology news and articles.

Our Rules

  1. Follow the lemmy.world rules.
  2. Only tech related content.
  3. Be excellent to each another!
  4. Mod approved content bots can post up to 10 articles per day.
  5. Threads asking for personal tech support may be deleted.
  6. Politics threads may be removed.
  7. No memes allowed as posts, OK to post as comments.
  8. Only approved bots from the list below, to ask if your bot can be added please contact us.
  9. Check for duplicates before posting, duplicates may be removed

Approved Bots

founded 1 year ago
MODERATORS
[email protected]
[email protected]
[email protected]
[email protected]
[email protected]
89
How do I prevent hackers from stealing my debit card information? (lemmy.world)
submitted 1 year ago by [email protected] to c/[email protected]
71 comments fedilink hide all child comments
 

My wife and I keep getting our debit cards stolen online. We notice the charges and are able to dispute them and cancel our cards, but it sure is annoying.

We don't put our card information on suspicious websites. They're on well known websites like amazon and Facebook.

We ran out emails through a data breach checker and it found nothing.

I don't think there's any malware on our devices.

Any idea what could be happening and how to prevent it?

you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 34 points 1 year ago (1 children)

For one thing, stop using debit cards on the internet. Credit cards do not take the money out of your account first, thus offering you an additional layer of protection, and many like Discover in the USA are known for offering $0 liability for unauthorized purchases. They can be more of a hassle to use like they may call your mobile number to check on a suspicious purchase, but at this point it seems you want that level of paranoia. Don't miss a rent (or any important) payment bc you have nothing left in your debit account to work with! (Even if it is added back quickly, will it be handled quickly enough?)

[–] [email protected] 13 points 1 year ago

Supporting your point of using a credit card over debit. In the US there’s limited liability for a stolen physical card (up to $50) which most of the big card issuers waive to zero. If your physical card is still in your possession (fraud due to breach, skimmers, etc) there’s zero liability, by law.

Any no-fee credit card is better than using debit as long as you use it “in lieu of cash” and pay off the bill every month. My debit cards live in my safe rather than my wallet. They sit there only for the rare occasion I absolutely need to take out cash for something, which is very rare these days.