this post was submitted on 22 Jul 2023
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How do I prevent hackers from stealing my debit card information? (lemmy.world)
submitted 1 year ago by [email protected] to c/[email protected]
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My wife and I keep getting our debit cards stolen online. We notice the charges and are able to dispute them and cancel our cards, but it sure is annoying.

We don't put our card information on suspicious websites. They're on well known websites like amazon and Facebook.

We ran out emails through a data breach checker and it found nothing.

I don't think there's any malware on our devices.

Any idea what could be happening and how to prevent it?

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[–] [email protected] 16 points 1 year ago* (last edited 1 year ago)

Credit and debit cards are not as secure as banks pretend them to be. Chips can be cloned with a cheap device sold in the black market (this is known as "skimming"). PINs can be easily stolen simply by eavesdropping.

My personal opinion: A business you frequent has been constantly skimming credit and debit cards. If you give your card to any salesperson and lose sight of it, the probability of it getting skimmed is pretty high.

NEVER give out your card. Ask for the salespeople to give you the terminal and scan it yourself.

Other than that, change your passwords, and NEVER reuse them.

EDIT: As others have said, NEVER EVER use your debit cards on the internet. Ask if your credit card company provides virtual credit cards (which require you to use a phone app to authorize every transaction). If not, choose another company.