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Not even that though. Like if my chronic medical condition is adequately treated, I'm able to work, be productive, pay taxes, contribute to the economy, hopefully contribute to my community.

But that would eat into an insurance company's profits, therefore they'd rather opt to let me die and replace me with a new unit that can pay premiums longer without needing any actual medical care.

The only entity that has a positive financial incentive to pay for the medical care that keeps me healthy is the government.

Medicare for All, now.

In totally unrelated news most of the people reading this aren't going to get Social Security retirement until after half their age cohort is dead. The carrot was never meant to be eaten.