this post was submitted on 05 Jul 2024
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Your first and last statements are correct. Using your password manager as your MFA is a trade off with security and convenience, but that added convenience helps make it more usable so you actually use it. Anything is a trade up for most peoples' awful password hygiene, so the trade off is worth it in my opinion.
Regarding the advisability of combining password and MFA into one platform: while you are lowering the overall security of your accounts, if you secure the main account with a long/strong password and a hardware security key, I would say that's still more secure than not having 2FA enabled or not using secure passwords.