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this post was submitted on 06 Jul 2024
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Open an account at a credit union, my credit union pays me for having an account every month
Don't all accounts do that via interest?
Poor people don't have enough money to accrue interest. My credit Union has 2 types of checking account I believe, cash and cash back, one of them basically pays you $20 per month for having an account with them and the other pays dividends based on interest earned. The other great thing is that they have very low minimum amounts for savings accounts, it's like $5. Which makes it easier to start saving money. Plus all ATM fees are refunded at the end of the month
My bank gives me 0.02% on my savings account with them. My credit union gives me 3.94% on my checking account. I keep the minimum in the bank so I can use their other services, my CU only has ATMs near me.
Most checking accounts don't pay interest and I believe BofA's savings accounts barely pay at 0.05% APR.