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I pay 9.79$/month for medical only, pre-tax, myself only on the plan, working for a mental healthcare nonprofit. My medical copays have been free lately for routine office visits. I have to get labs done 4 times a year for the meds I take and those have all been free so far. Because they’re classed as “preventative” to make sure nothing goes wrong with the meds, it’s free 🤷🏽♂️. Non preventative things have a 2000$ deductible, so I have to pay that much before medical care for the calendar year becomes free to me. That means that if I get sick in December, I have to pay 2000$to cover for December and again in January to cover for the next year.
Dental coverage is free. I pay 40$/visit as a copay for cleanings and all else (if I’m not in perfect health) I pay 30% of that bill. Recently I had periodontitis and my bill after treatment was 600$.
how are you paying less than $10 a month and getting free dental?
That’s what my employer offered I guess 🤷🏽♂️ when I was a university teacher I paid zero for deductibles but they took out like 100$ pre tax every month IIRC. Right before I quit they started charging for copays and I was pretty pissed.
in the United States?
Yeah, I’ve only worked in the US.