this post was submitted on 03 Nov 2024
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    New Debit Card (sh.itjust.works)
    submitted 1 week ago by [email protected] to c/[email protected]
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    [โ€“] [email protected] 2 points 1 week ago* (last edited 1 week ago) (1 children)

    The transition to contactless (where you tap your card or phone instead of inserting the card) took so long in the USA though. It only really became popular during COVID and with Apple Pay. Home Depot finally enabled contactless payments recently. In Australia, we were using contactless payment 15 years ago!

    US banking is behind in a few other ways too. Apps like Venmo and Zelle just don't exist in some other countries since you can easily do an instant transfer through your bank to anyone else for free. Some US banks still use SMS for two factor auth, which is insecure.

    [โ€“] [email protected] 1 points 1 week ago

    So home Depot actually had contactless payment for a while like a decade ago but when they switched to new card terminals they got rid of it. No clue why it disappeared but probably a money thing.