this post was submitted on 06 Aug 2023
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AusFinance

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Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?

FYI:

  • we are here in NSW
  • getting credit card only to take advantage of the points and convenience in some case, not a necessity
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[–] [email protected] 2 points 1 year ago (2 children)

If I were to get them after the fact, is the bank for mortgage I am with monitoring if I am getting a credit card else where?

[–] [email protected] 4 points 1 year ago (1 children)

I think you are overthinking it they won't care. If you are worried could just ask your bank.

[–] [email protected] 2 points 1 year ago

There is no monitoring. They don't give a shit about what you do with your money from here on out, as long as you're paying your debt to them.