this post was submitted on 06 Aug 2023
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Getting a credit card after getting mortgage? is that possible? (lemmy.world)
submitted 1 year ago by [email protected] to c/[email protected]
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Should it be done at all? Or how long should one wait for before getting credit card when having a existing mortgage?

FYI:

  • we are here in NSW
  • getting credit card only to take advantage of the points and convenience in some case, not a necessity
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[–] [email protected] 3 points 1 year ago

It's unlikely to matter much but depending on your monthly spend you might see some tiny gains over the life of the loan if the account you pay it off with is setup as an offset on the mortgage.