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Fiat currency only really works well for those of us blessed enough to be born in the Western world, United States, Canada, England, Europe, etc. For a lot of people in the world, fiat currency is an absolute plague. Have a look at places like Venezuela where inflation is so high that people have to kill each other for basic necessities to survive or Argentina that is just now managing to pull itself out of years of crazy inflation levels. For those types of people, a crypto that we in the West would consider to be highly unstable is actually extremely stable as compared to their local currency. Plus, all you need to access crypto is any sort of internet connection and an electronic device such as a laptop or smartphone. Those people do not have access to the banking system either because of physical distance or governmental issues.
And yet, here I am in the western world still hearing about how I need crypto.
I understand Internet access is way more prevalent in poorer places now than it was, but it's still not something to take for granted in places that largely work with physical cash. Certainly not if you're going to base your economy on such a thing.
While internet access is undoubtedly helpful, it is not totally required. I have seen people create physical bills and coins that have those scratch off things like you might find on an Amazon gift card you buy from the store. So you know as long as it has not been scratched off that the money is actually on the card itself.
All this conversation and still no reason that crypto would benefit me and other typical people in the western world.
But we seem to agree it would benefit you, likely also in the western world, if I and others like me were to adopt it. Funny that.