this post was submitted on 06 Dec 2024
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Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. A showerthought should offer a unique perspective on an ordinary part of life.

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[–] [email protected] 3 points 2 weeks ago

Poor people have mainly one problem: affording basic needs. As you get more you have lots more problems (in quantity, not severity). How much takeout is too much? What home improvement to prioritize? Estate planning? Who to hire to do taxes? House cleaner? Security (to protect the money)? Do you know a good travel agent? Insurance, upkeep on assets, investments. Am I charitable enough? Why am I still depressed? Should I see a therapist? Do I need a personal trainer?

Choosing how to spend money, is itself a problem. The only way to avoid the extra problems is to keep living like you’re poor, but without worries. Only buy what you need and know you can afford it.