Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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Yes the immediate cost is lower, but when drive fails? You need to consider some RAID setup then so that means at least 2 of them. Well depends how much your data is worth...
Also consider that computers need external battery power for short power shortage and lightning protection. At least battery requires replacement every few years.
Thank you for your comment, however, considering that renting a VPS with similar specs would cost twice, if not more, for a single year, I believe that factoring in a second drive for RAID configuration and a potential UPS (although I would not mind the downtime) is more than possible.