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Advice for my fellow Americans (hexbear.net)

submitted 3 days ago by [email protected] to c/[email protected]

52 comments fedilink hide all child comments

My hubby forwarded this screenshot to me from a GTNH Discord server and I feel it is valuable advice for anyone struggling with American healthcare.

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[–] [email protected] 26 points 3 days ago (3 children)

Uhh this does say it hinges on the insurance company being honest....

[–] [email protected] 3 points 2 days ago (2 children)

no it hinges on the insurance companies being legally compelled to provide certain information in certain states and it relies on their being more interested in not giving you proof to give to regulators that they're breaking the law than they are in denying you coverage

at no point does honesty really factor in unless they like, idk, just forge documents to provide when they're compelled to provide any sort of information to begin with

[–] [email protected] 3 points 2 days ago* (last edited 2 days ago) (1 children)

nothing stopping them from just putting you through 8 hrs of waiting on a phone or having one of their reps flub info all the time

source: dealt with this before

[–] [email protected] 2 points 2 days ago

shrug-outta-hecks idk what sort of individual state-by-state legal obligation these companies are supposed to have for whatever information I'm just saying if they can actually be compelled to give this information it's not really depending on them being honest, but rather the state enforcing those obligations and the company making a profit based decision to give you coverage versus facing regulatory penalty

i'm not saying OP's process works or it's easy I'm just saying that at no point even if it does work is the company being honest it's all just profit and whether there is actual penalty to be faced from the state for doing things like making you wait 8 hours for no answer to a question they're obligated to answer (doubt)