this post was submitted on 16 Aug 2023
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The other bank and other mobile provider identifies you through the another one. I am able to identify through two different banks and mobile provider, and have not in 15 years done it onprem. I do strong digital authentication generally once or twice a week.
Edit: last time was actually when I took house mortgage 13 years ago, and switched bank. Not really a issue to show ID onprem when talking 200k€.
So, to be clear - if you ever need to renew government documentation or get access to government systems (benefits or taxes), the government doesn’t ask to see government ID - it outsources that to bank procedures from n years ago?
Practical sense yes, I accessed my tax info today, and strongly authenticated through my mobile provider. It took me 2 seconds and there was MFA included in the process.
Edit: here is Finnish Cyber Security Centers article how the process works: https://www.kyberturvallisuuskeskus.fi/en/our-activities/regulation-and-supervision/electronic-identification
It is defined in Finnish law that all services must use this mechanisms
Looks like initial submission of identity documents can be done electronically - not necessarily in-person.
Yes, I noticed also that they have included this support now also.