this post was submitted on 20 Aug 2023
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Anything you take out loans for is a scam. I doubt the cost of houses or college would be anything like it is today if people weren't enabled to pay it by banks.
In Australia you get a loan for university, but the loan is an interest-free loan with the government (it's just indexed for inflation once per year), you don't have to pay it off until you're earning over around AU$55k/year, and the government heavily subsidises the cost for citizens and permanent residents.
Or Europe, where it's completely free.
Definitely not true in all of Europe. We pay in the Netherlands. In fact, I decided to go to school here since I never got to in the US, and found out I can't even take out a student loan because I'm over 35.
Don't even get me started on the STAP budget!