Personal Finance

3861 readers

1 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 2 years ago

MODERATORS

[email protected]

111

Truck purchases are driving up the average cost of car payments. Some buyers pay over $1,000 a month (www.nbcnews.com)

submitted 1 year ago by [email protected] to c/[email protected]

44 comments fedilink hide all child comments

More than 1 in 4 car shoppers in Texas and Wyoming have committed to paying more than $1,000 a month, and experts say it is due to the high volume of large truck purchases in those states, according to a report by auto site Edmunds.

More than 1 in 5 shoppers in seven other states — Colorado, Kansas, Louisiana, Montana, Nebraska, North Dakota and Utah — are also forking over more than $1,000 for their vehicles each month.

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 45 points 1 year ago (1 children)

Obviously every type of car has bad drivers but man, pickups have got to be the most terrifying of the bad drivers.

[–] [email protected] 12 points 1 year ago (3 children)

It's SUVs in my area. There's enough actual farmers and people who legitimately need pickups to somewhat offset the limp dick compensators. SUV drivers here tend to be piss scared and incredibly timid, which is why they buy SUVs. Think being higher up is safer.

Which is true until you flip, in which case you're fucked. And that's ignoring that the rise of SUVs and pickups has seen an average of a 6% YOY increase of pedestrian deaths since 2008.

[–] [email protected] 6 points 1 year ago (1 children)

I live in a snowy area, and most of the accidents in the winter seem to involve trucks and SUVs. It's probably just because trucks and SUVs are more popular in my area, but there's something to be said for getting overconfident, after all, all cars have four wheel braking.

I have never bought snow tires in >10 years of living here, have only driven two wheel drive cars, and I've never wrecked a car. I did slide into a snowbank once with my sporty car when in college, but I was going slow enough that it wasn't hard to get out (just threw down some microfiber rags to get traction and reversed). I try to avoid unplowed roads, so it's just not needed once the roads are cleared.

I hate driving SUVs and trucks, and I only put up with my minivan because it's so practical with kids (I have three).

[–] dragoness 6 points 1 year ago (1 children)

I lived in snowy af Ohio for 8 years with a Kia Sephia. I was poorer than now then and couldn't afford snow tires yet I made it just fine. I'd always see trucks and SUVs driving crazy fast down the highway, and saw 2 crash right in front of me.

I'm with you, people do not need SUVs for the snow.

[–] [email protected] 3 points 1 year ago

Yup. A set of snow tires will do much more for you than AWD or 4WD, though it'll never hold a candle to snow tires + AWD/4WD. But snow tires and FWD is plenty for pretty much everyone that's not regularly offroading in deep snow. If you're really worried about it, get studs.

Make sure to take them off in the spring because they wear out really fast when it's not cold. Swapping them shouldn't cost a ton (like $100 or so), and snow tires are usually a bit cheaper than regular tires. It's certainly less expensive than gas longer term.

[–] [email protected] 5 points 1 year ago (1 children)

Being higher up isn't really safer, sorta feels that way but push come to shove a lower cg is almost always preferable.

[–] [email protected] 2 points 1 year ago

Had the same perception on a dualsport motorcycle. Great being able to see over traffic but oh man it's a long way down when you fall.

[–] [email protected] 0 points 1 year ago

I rolled my 3rd gen 4 runner in a snowstorm a few years back. Had it flipped over, popped a couple dents, and still driving it today! I should probably fix the sway bar and get new tires but I like to live dangerously I guess.