this post was submitted on 23 Aug 2023
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Frugal

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Discuss how to save money.

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When I think about bills, I annualize them. $30 a month? That's $360 a year. $5/mo? $60 a year.

I use this to help me grasp the long term cost of all my decisions, but nobody else I know does this.

For instance, my brother and I are moving soon into 2 separate apartments (we currently share a 2 bedroom) and the new complex doesn't have Google Fiber Internet. I complained to my brother that on top of everything else I'll have to pay $5/mo extra for Google extended storage I was getting for free.

He said it's only $5/mo, just get and don't worry about it. I was like, that's $60 a year which is basically a Costco membership. He said "oh hmm, good point yeah"

So I'll work on reducing my storage usage on Google to be able to stay on the free tier, but am I alone in thinking this way about everything I buy?

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[–] [email protected] 3 points 1 year ago

I'm...sort of inverse? I daily-ize them.

That way on a day to day basis I know if I'm trending up...or down...or what have you. If my "daily" cost to exist passes some threshold, it's cause for alarm.