this post was submitted on 31 Aug 2023
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The absolutely optimal move is probably to keep 5 or so k of debt around just to hedge the forgiveness play. But just paying it all off is also a great investment. You’re not likely to find another way of using your money with a >4% ROI. If the hassle of keeping another set of bills current is going to significantly add stress to your life I would pay it off. Really, though, there’s no way to lose here.
I do still lose by having to over pay the bloodsuckers either way 👉😎👉
Adjust for inflation and taxes and the margin thins considerably
True true.