Asklemmy

43855 readers

1864 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy 🔍

If your post meets the following criteria, it's welcome here!

Open-ended question
Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
Not ad nauseam inducing: please make sure it is a question that would be new to most members
An actual topic of discussion

Looking for support?

Looking for a community?

Lemmyverse: community search
sub.rehab: maps old subreddits to fediverse options, marks official as such
[email protected]: a community for finding communities

~Icon~ ~by~ ~@Double_[email protected]~

founded 5 years ago

MODERATORS

[email protected]

295

How do you deal with being broke? (lemmy.ml)

submitted 1 year ago by [email protected] to c/[email protected]

162 comments fedilink hide all child comments

I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

you are viewing a single comment's thread
view the rest of the comments

[–] [email protected] 2 points 1 year ago

Yep good advice, some services have no investment value loss e.g. short term insurance, life insurance, etc. You can switch elsewhere for a cheaper rate and lose nothing.

Unless you have a family or dependants, I'd cut out life insurance and focus on the essentials for now to recover. I also learn long ago to pay my credit card off every month to not have to pay interest on it..