this post was submitted on 01 Sep 2023
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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[โ€“] [email protected] 1 points 1 year ago

Knowing where one is starting is crucial to formulating a plan.

I was once in OP's shoes, college drop out ten years ago, and not a lot of good job prospects. I am now less than a year out of a degree with an income potential close to or actually hitting 6 figures. I was able to work myself into a sound financial position and return to college. Now with a family, and a stay at home spouse.

Yes, there are a litany of socio-economic issues that can make things more difficult, but to say "getting a better paying job is never the answer" is false. It may be challenging, and it may take time, but there are rarely no options. I have a good friend with a felony, 7 years in prison, and a college drop out who is in a HCOL area who is able to support themselves well with a trade. Yeah, they work weird hours, but they make good money.