this post was submitted on 18 Nov 2023
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Privacy
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I wonder if insurance companies would offer a lower rate for drivers with NannyCar features.
We monitor everything that you do, and limit your ability to cost us money:
No loud music, must use turn signals, no driving over 80mph, we track your movements, must wear seatbelt, pay tolls, have approved air pressure, no loud kids in the car, no distractions like hands on phones … stop at stop sign for 60 seconds. We can stop the car if we suspect is is being carjacked or involved in bank heist.
Or a more nefarious motivation..Ford .. we monitor the music you like, where you stop to eat, which commercials you don’t skip, where you buy gas, .. and sell the information to advertisers..
They already do this. I was offered to plug some kind of monitoring device into my car for a period of time to determine my driving behavior for potential lower rates. I went for higher rates.
This is how it’ll happen. Opt in. They’ll charge more by default and then you can share your safe driving with them to lower your premium. It’s often how it currently works with odometer readings, except not through a smart car, just a quick dash reading.
I’m imagining a nagging-nanny removing discounts for minuscule violations it deems catastrophic. “On September 2 you exhibited ‘road rage’ by not using your turn signal before passing.”
Micromanaged driving. AI anti-privacy bot calculating your every move. Big-Nagging-Nanny