My old person trait is that I think 'ghosting' is completely unacceptable and you owe the other person a face-to-face conversation.
this post was submitted on 05 Jul 2023
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Sadly the only way to contactlessly pay with your phone is Google Pay, Apple Pay or maybe Samsung pay at least where I love. And I don't trust any of those companies. There is no other open source standard implementation and you can't even just use your bank's app.