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Contents insurance up 33% for us. Is this common? (lemmy.nz)

submitted 10 months ago by [email protected] to c/[email protected]

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We've got contents insurance with AA and from next year we'll be paying 33% more. We have had 2 claims for a different policy this year, one at fault, one not, and they said it wouldn't impact our premiums. Is this common for everyone? I understand it goes up because of all the floods, but 33% is very significant.

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[–] [email protected] 1 points 10 months ago* (last edited 10 months ago) (1 children)

We've always found the bank insurance to be cheapest. For a long time we had third party only for cars (only last year did we get our first car worth more than a few grand) and we could get third party for about $120 a year through the bank (no fire/theft/windows). We couldn't get anything near that anywhere else.

[–] [email protected] 2 points 10 months ago (1 children)

Which bank offers insurance? Ours (BNZ) doesn't I believe.

[–] [email protected] 1 points 10 months ago (1 children)

I thought it was a common product. Easy to sell house insurance with a mortgage. It's just a reselling though, they aren't the actual insurer.

We use ANZ but it looks like BNZ has the same stuff: https://www.bnz.co.nz/personal-banking/insurance

[–] [email protected] 2 points 10 months ago (1 children)

Thanks, didn't know BNZ had that. Seems like I can't do online quotes. One of those things, not sure if it's worth the hassle.

E.g. I just switched to Kogan Mobile for my wife and I as it was much cheaper, but for my wife can't get number port to work. So much time wasted on their support. In the end just given up and she'll use the Kogan sim for data only, luckily she has a dual sim phone.

So I know AA is good so probably stick with them.

[–] [email protected] 1 points 10 months ago

The next time you buy a house or apply for a credit card or something, have the bank quote you for insurance too. I tend to find it's easier when you're already going through an involved process as you can provide info once for two different things.