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Ooh, I actually know the answer to this! I had cancer a couple years ago, and it got really dicey for a bit. While my story has a good ending and I am now effectively cancer-free, I had to look the potential of death clear in the face and start making some concrete plans.
My answer is unequivocal - I would prepare my family for my untimely demise. My wife and I got together when we were young enough that we entered adulthood together and grew that way. There is no me and her - there is only us. This is not some creepy codependency thing. We just became adults whose emotional and mental shapes are highly complimentary. That happens when you are with someone longer than you were not. We also have kids for whom I am the primary caretaker and stay-at-home dad while she works. Both boys are autistic though you might not notice it, and I am their primary coregulator. My family needs me in ways that are not universally true across families.
Most of my plan can be summarized as follows:
I know this is not terribly exciting, but it found that what I feared far more than death was the fate of my family without me there to care for them.
Holy shit, that sounds like you spend a lot of time thinking about that. First of all your relationship sounds like a dream. Hope it holds forever. I definitely got a lot of inspiration from your post, even tho I'm not looking the reaper in the eyes. Lots of good points how to plan our passing for the remaining people. Death can always happen to anyone unexpectedly. Always good being prepared. And I guess those are some good steps. Spending time with your loved ones is obviously important even if you are not the person facing death but if it is an elderly person.