Like Peter Lynch says, invest in what you know. It would be cool if your round-up could buy a fractional share of whatever business you shopped at. If that company isn't publicly traded, you could set a stock for it to default to.
So if I go to Chipotle, my round-up goes to a fractional share of Chipotle. If I go to my favorite local hole in the wall, my round-up would go to a fractional share of $SPY or whatever I set my default to.
I know Cash App and the Robinhood Cash Card both have round-ups to buy stock, but they only buy one stock. Anyone know a card that's more inline with what I want?
Why would you wanna do that? I personally don’t shop at stores based on whether I believe their stock would do well in the future.
A round-up wouldn't be a significant investment, and I could use the card selectively. This would be a fun and effective way to passively budget/invest.