this post was submitted on 26 Mar 2024
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[–] [email protected] 54 points 7 months ago (1 children)

Not sure what you're trying to say. The new bridge will cost far more than the old one, and the insurance settlement for the loss of the bridge will far exceed the original construction cost.

[–] [email protected] 0 points 7 months ago (1 children)

Wouldn’t they only have to pay the depreciated value? After all, a replacement bridge will be more valuable than the one that was destroyed.

Legitimate question btw, I have no idea how… bridge finances work.

[–] [email protected] 2 points 7 months ago (1 children)
[–] [email protected] 1 points 7 months ago (1 children)

Right, is this not the same thing as cost minus depreciation?

Again, I don’t know the first thing about this subject, so I’m trying to relate it to, like, home insurance. If your roof starts leaking all over, they don’t give you the full amount required to replace it, since shingles need to be replaced every couple decades. They give you the amount minus a linear multiplier of how long it’s been since they were last replaced.

[–] [email protected] 1 points 7 months ago

Present value is more like replacement cost minus depreciation but ask an insurance adjuster.