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A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up (www.nytimes.com)

submitted 4 months ago by [email protected] to c/[email protected]

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[–] [email protected] 3 points 4 months ago

Plus virtually all of the layoffs we've had are due to the fed's decisions.

I bought right before the pandemic and was able to get a slightly lower rate without paying any extra refi-costs during the pandemic.

But my job is extremely stressful, in an industry hit hard by layoffs. My neighborhood was hit hard by tech flight during and post-pandemic, so my home is not worth what I paid.

I'm made lots of good financial decisions and still got stuck as a result of things outside my control!