this post was submitted on 26 Jun 2023
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Café

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Welcome to our virtual third place, The Café.

Come on in and make a new human connection over a cup of coffee (or Teh Tarik). This is a casual community, do whatever you want, share your oyen pics, your frustrations, and even organize a weekend picnic with the community. The world is your oyster.

Rules are simple, be kind and civil with each other. As with any other café, rude patrons will be kicked out.

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Joke of the day

What did dad say when mom asked him to get groceries?

You’ve got to come with me. It’s Twosday.

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[–] [email protected] 7 points 1 year ago (4 children)
[–] [email protected] 2 points 1 year ago

Avocado drowned in crispy shrimp chilli...

[insert Homer's "donut" face]

spoiler/s

[–] [email protected] 2 points 1 year ago

Wow so healthy 🤣 I try to eat like this sometimes but it's usually just two eggs and some veggies with some dressing for breakfast.

[–] [email protected] 1 points 1 year ago (1 children)

Hmm, is that freshly cut avocado? If not, I'm surprised it hasn't oxidised while being kept in a lunchbox!

[–] [email protected] 1 points 1 year ago (1 children)

Cut it this morning around 6am! :D

[–] [email protected] 1 points 1 year ago (1 children)

Wow, I didn't know they could last that long!

[–] [email protected] 1 points 1 year ago

I squeezed some lemon juice to delay oxidization! :D

[–] [email protected] 1 points 1 year ago (1 children)

Crosspost to c/food as well plz 👉👈

[–] [email protected] 1 points 1 year ago (1 children)

It's healthy but I know it doesn't look very appetizing leh, paiseh hahahah -_-

[–] [email protected] 2 points 1 year ago

It's okay uhuk

[–] [email protected] 5 points 1 year ago (2 children)

BTW, come contribute to this regional SEA magazine that i set up on kbin.social: https://kbin.social/m/magASEAN

And just in case not aware, kbin has a microblog section because they basically slurp content from the fediverse microblogs. If you click on the kbin logo on the left, you can see this nav tab like in the screengrab. The mag tracks posts that put MakanApaToday and TootSEA up top so if you want to also add food and other Fedi posts pls do!

[–] [email protected] 2 points 1 year ago (1 children)

I find kbin hard to navigate, always so lost whenever i tried it. Maybe because i treat it like another reddit instead of something new :x

[–] [email protected] 1 points 1 year ago (1 children)

Yeah it's definitely it's own beast, closer to being a forum than a reddit imo. I'm also still trying to wrap my head around the use case, tho it was explained to me it's supposed to be a link aggregator for fediverse content. Kot.

[–] [email protected] 1 points 1 year ago (2 children)

But lemmy also link aggregator what 🙈

[–] [email protected] 2 points 1 year ago (2 children)

if anyone is interested, I've found 2 more lemmy-like federated link aggregators:

they are much simpler though, and will probably not be rivaling lemmy and kbin any time soon.

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[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (1 children)

lemme try have a local link to it...
monyet.cc/c/[email protected]

there we go. the power of the fediverse is coursing through my veins! 💪

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[–] [email protected] 4 points 1 year ago (6 children)

Got my wife to agree to come with me attend Taylor Swift concerts if I manage to get the tickets.

And better news, the Singapore leg is now extended to 6 days- 2 ,3 ,4, 6, 7 & 8 March 2024!

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[–] [email protected] 4 points 1 year ago* (last edited 1 year ago) (1 children)
[–] [email protected] 3 points 1 year ago (1 children)

Hm, I'm not really a fan of jerboa so far. Time to give this on a try

[–] [email protected] 3 points 1 year ago* (last edited 1 year ago) (1 children)
[–] [email protected] 1 points 1 year ago

Thankiew! Will check it later

[–] [email protected] 3 points 1 year ago* (last edited 1 year ago) (1 children)

Thoughts on this insurance? My current company's insurance coverage is very good, but it might not be the same once I jump ship. I'm thinking that maybe I can go with this insurance for a few years, then purchase a better plan later. Is this a good idea?

[–] [email protected] 4 points 1 year ago (2 children)

Almost all the popular insurance plans you can get on that market are kind of fixed payment format. Every month (or year) you put in a fixed amount money into a fund. The cost of insurance of that month is taken out, the balance is invested in various financial products.

When you are young, the cost of insurance is very low (lower likelihood of problems like cancer and heart problems in a 25 year old vs 65 year old), so most of the monthly contributions are put into investment.

As you get older, the cost to insure becomes higher. When you're really old, the monthly cost of insurance is so high that they start to use money in the fund.

That's how insurance is kept at a fixed cost for the whole program, despite you getting older and more problematic.

Which is also why people say to start insurance early, because when you start contributing early you get used to making regular payments, and you are investing money for your future insurance.

In a way, you can say this insurance in this form is both to spread the financial risk of illness over a larger population, and also to spread the financial impact of insurance over your lifetime.

So for noobs like you and me, it is better to just do it.

For the financially savvy types who really know what they are doing, they can choose to purely insure on a year-to-year basis with no investment done inside. This means that insurance payments are cheap when they are young, and VERY expensive when they are old.

I’m thinking that maybe I can go with this insurance for a few years, then purchase a better plan later. Is this a good idea?

In light of the above, no. Start your policy now and it will be a way to capture your contributions to start investing and saving up a fund. This money will then be used to partially contribute for your future insurance costs.

All policies have a maximum total amount that you can claim. So if you are hospitalised or whatever now, use your company's insurance first. Keep your own claims budget for when you need it.

[–] [email protected] 4 points 1 year ago (9 children)

I see many people saying investment linked policies are bad though... And ILPs especially have very high commission fees which throws people off. Should I be wary of these? I do plan to start my own financial investments pretty soon too 😥

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[–] [email protected] 2 points 1 year ago* (last edited 1 year ago) (2 children)

+1 on not shopping around for insurance every few years - your premiums do get recalculated when you switch (i.e. you can't say I got such and such rate from precious package). So if you can afford a good package go for it. If your company offers a package that's also good - but pursue your own. The company insurance thing is an American norm that got exported (make money mah) but one consequence is that it's meant to keep you tied to a company (because in the US especially the risk of having no cheap coverage is real - this is not the same for us luckily). So think of the company plan as a benefit, but not your actual insurance. If you have both, simply use the company one first so your personal premium won't be affected (because no paperwork to induce them to recalculate your risk).

With this insurance package it's a good option but it does assume even as b40 you can get online. So there's this dimension. But insurance coverage is definitely an issue (especially for a society like us that prefer to privatize a range of social protection instead of expanding the public spending here) so i can see why this is being in the regulatory sandbox (IE they're testing to see if this can be viable - it's not quite as experimental as a pilot so that's good).

Would i say this is good tho? Based on the video, it depends. A lot of the stuff they want to cover is basic stuff but most people in the market they target don't even have that.

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[–] oyenyaaow 2 points 1 year ago

So i've been playing these flashcards and in just a few hours youtube gave me this video

I know what google tracking does, but i'm still impressed.

[–] [email protected] 2 points 1 year ago (1 children)
[–] [email protected] 1 points 1 year ago (1 children)

eh is this pinned already? sorry I just saw ;_;

[–] [email protected] 1 points 1 year ago (6 children)

It's ok, you can pin the other one.

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[–] [email protected] 2 points 1 year ago

Anyone knows where to play pickle ball in Malaysia? Just wanna experience it, heard there's a club on top of 1u but seems too atas for me

[–] [email protected] 2 points 1 year ago (2 children)

was it just me, or did this site go down (gateway time-out) for a short while at around 7pm?

[–] [email protected] 3 points 1 year ago

Hey guys.... sorry to inform that there was an issue with the server earlier. But everything is back to normal for now. 😅I am currently investigating the issue

[–] [email protected] 1 points 1 year ago

Yes, can't access it on my side as well

[–] oyenyaaow 1 points 1 year ago (2 children)
[–] [email protected] 2 points 1 year ago

As of this post, approximately 9 hours and 2 minutes ago. LOL

[–] [email protected] 2 points 1 year ago

Back to where it belong.

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