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Asklemmy
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College. The learning is fine, the cost is freaking out of hand. I never went and have no regrets. My daughter is going now and I feel like I'm supporting a scam.
Penny auction apps like dealdash, they always have bots that will outbid you so you can never actually win one of their auctions. If you do win an auction, you're not actually guaranteed to ever the see the product you won.
Car rental - I'm 95% sure I don't need any of those extra insurances but due to pressure and fear tactics (you do want to be covered if x happens, right?), it's hard to know in the moment.
Companies being the sole arbiters of OTA "Upgrades" and DRM "purchases".
Mass Surveillance.
Companies and governments alike have successfully convinced most people that they have "nothing to fear".
Speculative economic instruments. There's a reason why specific items, such as onions in the US, have been banned from being essentially bet on.
Organized religion.
Nothing comes even remotely close.
Fashion
most cheap things that fall apart after a short time
gacha game, paying premium money, an insane amount event just to see virtual character