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Louisiana’s ‘business-friendly’ climate response: canceled home insurance plans
(floodlightnews.org)
Red states hate their constituents and it shows.
this post was submitted on 12 Jul 2024
89 points (100.0% liked)
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Louisiana Conservatives enjoying their "small government," yet?
This is good news, right? The only way we can force wealthy, waterfront homeowners to move back from the coasts that are going to be increasingly hit by hurricanes is to stop insuring their idiotic behavior. This is a necessary adaptation to the climate crisis in a place where the reality of the issue seems to have overcome the partisan divide.
Seems like this would be a policy democrats and progressives would be cheering for, no?
Or we just let them build their castle in a bog
That one sank into the swamp
After a few iterations they’ll have a stable base.
Are we going to evacuate everything west of the Rockies over forest fires and anywhere with a river due to more frequent floods and the plains due to tornados? Honestly, I feel like Louisiana might be the most prepared for climate change since we deal with it all the time (much like the Netherlands) whereas a minor storm can hit NYC and flood the subways.
I happen to be in Utah right now and there were two 100 year floods in the high desert in two weeks. It was about an inch of rain and it wrecked things. New creeks formed and got mud everywhere. In New Orleans, an inch of rain is a normal summer day and our houses are raised and natural and manmade drainage exists. The problem is climate change, not climate. The traumatic floods aren’t going to be in places that always flood. It’s going to be in places where what used to be snow slowly melting is now just water rushing down a mountain.
Unfortunately, the facts don't agree with your feelings.
Louisiana leads the country for the number and percentage of homes that have had more than three flood claims filed on the same property.
Yeah. I am just maintaining my flood insurance until the next one. I'll either raze the house or raise it. Flood plain Louisiana is just not sustainable. Gotta move to the Northshore or North of BR. Speaking for the SE anyway.
Wouldn't that be illegal as it's a breach of contract? If not.. then it makes sense not to get home insurance.
The companies just opt to not renew it. That is legal as it would be illegal to force someone into a perpetual agreement. Then you’re SOL when your lender requires insurance (to insure what is technically their property) and there’s none of be found.
That doesn't really help anyone with a mortgage. The lenders require insurance until you're paid off
That's true.